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銀行與民間二胎貸款管道與方案有許多差異，部分銀行可承作二胎房貸，但絕大多數都不受理土地二胎申請，而民間二胎貸款則是房屋、土地均可申請，以下為兩者比較： 民間貸款機構對保簽約都需要經過正規的流程，包括諮詢、瞭解客戶需求、評估審核、對

Filter/dilution tunnel. A smoke sample is drawn through a tube wherever it is diluted with air, the resulting smoke/air combination is then pulled via a filter and weighed. This is the internationally acknowledged way of measuring smoke from combustion.[66] 1970 – Tobacco brands legally obliged to print a warning to the labels that cigaret